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Have you ever thought what would happen to you financially if you were to suffer from a Heart Attack, Stroke or Cancer? A critical illness can have a damaging financial impact; a critical illness insurance contract will provide a lump sum benefit 30 days after having a diagnosis of any 1 of 24 different conditions such as:
- Alzheimer’s Disease
- Aortic Surgery
- Aplastic Anemia
- Bacterial Meningitis
- Benign Brain Tumour
- Blindness
- Coma
- Coronary Artery Bypass Surgery
- Deafness
- Heart Attack
- Heart Valve Replacement
- Kidney Failure
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- Life-Threatening Cancer
- Loss of Limbs
- Loss of Speech
- Major Organ Transplant on Waiting List
- Major Organ Transplant
- Motor Neuron Disease
- Multiple Sclerosis
- Occupational HIV Infection
- Paralysis
- Parkinson’s Disease
- Severe Burns
- Stroke
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We have found that because most of our clients are business owners regular disability insurance may not always be the best choice. It is our opinion that most business owners will be at work soon after a minor disability. The 24 listed conditions are generally the ones that may keep them away from their business.
If one of your business partners suffered from a Stroke wouldn’t a cheque for a significant lump sum be better than a small monthly benefit? Critical Illness is a very cost effective way to protect your business.
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